No Credit Check🏠 Rent-to-Own

📍 Portland, TN

Charming 3BR Home on 2 Acres — Portland TN

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3
Bedrooms
2
Bathrooms
1,200
Sq Ft
2
Acres
1985
Year Built
Single Family
Property Type

About This Home

Beautiful single family home on 2 private acres in Portland Tennessee. Perfect for families looking to put down roots.

Rent-to-Own Terms

Monthly Payment
$700
Option Price
$89,000
Term Length
30 years
Rent Credit Monthly
$50/month
Early Payoff
✓ Available
Rent Escalation
No escalation
Balloon Payment
Not required

Responsibilities

Exterior Repairs
Resident responsible
Interior Repairs
Seller responsible
Major Systems
✓ Seller handles
Property Taxes
Seller pays
Insurance
Seller pays
Utilities
Resident pays
Property Condition
Needs TLC
Repair Credits
Not applicable

Qualification Requirements

Credit Check✓ No credit check required
Income Verification✓ Not required
Background Check✓ Not required
Minimum Income✓ No minimum specified

Transparency & Documentation

Existing Mortgage
⚠️ Yes — ask seller
Memorandum of Option
✓ Will be recorded
Title Insurance
✓ Offered by seller
Attorney Prepared Docs
✓ Attorney prepared
⚖️
TN — ✅ RTO Friendly State

RTO agreements are subject to state and local laws. Always consult a licensed real estate attorney in TN before signing any agreement.

Find a TN Real Estate Attorney →
$700/month
🏠 Rent-to-Own
Option price: $89,000 · 30 year term
✓ No Credit Check✓ Rent Credit✓ Early Payoff✓ Attorney Docs
🧮 Analyze This Deal

Contact Seller

Ownsley is a listing marketplace only. Always consult a licensed attorney before signing any RTO agreement. Learn more →