1 / 3
No Credit CheckRent-to-Own

Portland, TN

Test

← Back to listings
3
Bedrooms
2
Bathrooms
1,111
Sq Ft
3
Acres
1985
Year Built
Single Wide
Property Type

About This Home

Tester

Location

Portland, TN 37148

General area shown — exact address is shared privately when you message the seller.

Rent-to-Own Terms

Monthly Payment
$950
Option Price
$200,000
Down Payment Required
$10,000
Term Length
25 years
Rent Credit Monthly
None
Early Payoff
✓ Available
Rent Escalation
No escalation
Balloon Payment
Required

Responsibilities

Exterior Repairs
Seller responsible
Interior Repairs
Seller responsible
Major Systems
✓ Seller handles
Property Taxes
Seller pays
Insurance
Seller pays
Utilities
Resident pays
Property Condition
Needs TLC
Repair Credits
Not applicable

Qualification Requirements

Credit Check✓ No credit check required
Income Verification✓ Not required
Background Check✓ Not required
Minimum Income$2,000/month

Transparency & Documentation

Existing Mortgage
⚠️ Yes — ask seller
Memorandum of Option
Not specified
Title Insurance
✓ Offered by seller
Attorney Prepared Docs
Standard documents
TN✅ RTO Friendly State

RTO agreements are subject to state and local laws. Always consult a licensed real estate attorney in TN before signing any agreement.

Find a TN Real Estate Attorney →

Similar Homes in TN

Watertown, TN
$843.22/mo
$159,000 · 10yr
Portland, TN
$1,695/mo
$280,000 · 30yr
Bethpage, TN
$1,050/mo
$180,000 · 20yr
$950/month
18 views
Rent-to-Own
Option price: $200,000 · 25 year term
✓ No Credit Check✓ Rent Credit✓ Early Payoff✓ Pets OK
Analyze This Deal

Interested in this home?

Send the seller a direct message to ask questions, schedule a showing, or request terms.

Ownsley is a listing marketplace only. Always consult a licensed attorney before signing any RTO agreement. Learn more →