No Credit CheckRent-to-Own
Portland, TN
New construction 3 bed 2 bath in Portland
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3
Bedrooms
2
Bathrooms
1,820
Sq Ft
2.9
Acres
2026
Year Built
Double Wide
Property Type
About This Home
New construction Capstone model home from Champion Homes
Location
Portland, TN 37148
General area shown — exact address is shared privately when you message the seller.
Rent-to-Own Terms
Monthly Payment
$1,695
Option Price
$280,000
Down Payment Required
$2,000
Term Length
30 years
Rent Credit Monthly
None
Early Payoff
✓ Available
Rent Escalation
No escalation
Balloon Payment
Not required
Responsibilities
Exterior Repairs
Resident responsible
Interior Repairs
Resident responsible
Major Systems
✓ Seller handles
Property Taxes
Resident pays
Insurance
Resident pays
Utilities
Resident pays
Property Condition
Sold as-is
Repair Credits
Not applicable
Qualification Requirements
Credit Check✓ No credit check required
Income VerificationRequired
Background CheckRequired
Minimum Income$2,500/month
Transparency & Documentation
Existing Mortgage
✓ No existing mortgage
Memorandum of Option
Not specified
Title Insurance
Not offered
Attorney Prepared Docs
Standard documents
TN — ✅ RTO Friendly State
RTO agreements are subject to state and local laws. Always consult a licensed real estate attorney in TN before signing any agreement.
Find a TN Real Estate Attorney →$1,695/month
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Rent-to-Own
Option price: $280,000 · 30 year term
✓ No Credit Check✓ Rent Credit✓ Early Payoff
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